• Cryptexa™ is currently based in the United States but serves customers globally.
• You must have the legal capacity to enter into these Terms in your place of residence.
• We recommend that anyone under the age of 18 have parental or guardian consent before using our Services.

• To access certain Services (including courses, coaching, and community spaces), you must create an account through our platform hosted on Course Creator 360 (CC360).
• You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
• We may suspend or terminate accounts if we suspect unauthorized use or violations of these Terms.

• Payments are processed through secure third-party providers (Stripe, PayPal).
• We offer lifetime access for certain programs during promotional periods; otherwise, access is subscription-based.
• Monthly payment plans are available. Failed payments will automatically retry; after two failed attempts, access may be suspended until payment is resolved.
• Late payments beyond 14 days may result in account termination and forfeiture of access without refund.
• Refunds are subject to our Refund Policy once published.

• All course content, lesson videos, slides, templates, community discussions, and downloadable resources are the exclusive property of Cryptexa™.
• You may download resources only where we explicitly make them downloadable (via buttons, links, or provided storage such as Google Drive or OneDrive).
• You may not:
  • Copy, record, redistribute, sell, sublicense, or publicly display any videos, lessons, or course content without written consent.
  • Use our materials to create competing products, courses, or services.
• Violations may result in immediate termination of your account and legal action.

• Live coaching calls may be recorded by Cryptexa™ for educational and quality purposes.
• Recordings may include AI-assisted features for note-taking and transcription.
• Replays will be made available to participants; unauthorized sharing is prohibited.

By participating in our online community or live sessions, you agree to:

• Engage respectfully; no harassment, hate speech, spam, or unlawful activity.
• Avoid promoting or soliciting your own products or services unless explicitly allowed.
• Refrain from sharing other members’ personal information.
• Violations may result in deletion of comments, suspension, or permanent removal from the community and all related resources.

• Cryptexa™ provides educational and training content only; we do not guarantee specific results, job placement, or earnings.
• All content is provided “as is” without warranties of any kind.
• Nothing in our Services constitutes legal, financial, investment, or professional advice. Always consult a qualified professional before making decisions based on our content.

To the maximum extent permitted by law, Cryptexa™ and its affiliates will not be liable for any indirect, incidental, or consequential damages arising from your use of our Services.

• We respect your privacy and handle personal data in accordance with applicable laws, including the U.S. CCPA and EU/UK GDPR.
• By using our Services, you consent to our collection and processing of personal data as described in our Privacy Policy.
• You may have rights to access, correct, or delete your personal data. Requests can be sent to [Insert Contact Email].

For information on cookies, please refer to our Cookie Policy.

• If you access our Services from outside the U.S., you are responsible for compliance with local laws.
• We may restrict access to certain content or services based on regional regulations.

• These Terms are governed by and construed under the laws of the State of North Carolina, United States, without regard to conflict of laws principles.
• Any disputes shall first attempt resolution through good-faith negotiation, and if unresolved, be subject to binding arbitration in Mecklenburg County, North Carolina, unless otherwise required by applicable law.

For questions or legal notices, contact us at:

Email: [email protected]

Mailing Address:Legaline Corporate RA Services Inc. 8480 Honeycutt Road, Ste 200 #V295 Raleigh, NC 27615

We reserve the right to update these Terms at any time. Updates will be posted on our website with a revised “Last Updated” date. Continued use of the Services after updates constitutes your acceptance of the revised Terms.